Splitit provides a seamless solution for consumers seeking to manage larger purchases through monthly credit card installments, boasting an impressive 88% approval rate. With Splitit, patients can leverage their existing credit card's balance, eliminating the need for additional loans or applications. Notably, there are no interest charges or fees involved, allowing consumers to retain all the perks of their credit card, such as rewards and insurance, without undergoing underwriting or credit checks. Merchants benefit from upfront funding, typically within 24-48 hours, while a white-label integration ensures a smooth and integrated operational experience for all parties involved. This straightforward approach to installment payments, known as Splitit's VPOS (Virtual Point of Sale) experience, makes it an attractive option for both consumers and merchants alike.